This agreement applies as between you, the User of this Website and Higgins and Associates LLC, the owner(s) of this Website.
The information, materials, and services provided by Higgins and Associates LLC through our courses are intended solely for educational and informational purposes. While Higgins and Associates LLC endeavors to offer accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, regarding the completeness, accuracy, reliability, or availability of the courses, content, or any related information.
Participants are encouraged to critically evaluate the material and apply it in accordance with their own professional judgment. The course providers, instructors, and affiliated organizations are not liable for any errors, omissions, or actions taken based on the information provided in this course.
By participating in this course, you acknowledge and agree that the responsibility for applying the knowledge gained rests solely with you
The courses offered by Higgins and Associates LLC are designed to provide general information and are not intended as a substitute for professional, legal, financial, or medical advice. Users of our courses should seek the advice of a qualified professional for any specific questions or concerns they may have.
To the fullest extent permitted by law, Higgins and Associates LLC, its officers, directors, employees, agents, affiliates, and licensors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to lost profits, data loss, or business interruption, arising out of or in connection with the use or inability to use our courses, content, or services. This limitation applies regardless of whether the liability arises in contract, tort, strict liability, or otherwise, even if Higgins and Associates LLC has been advised of the possibility of such damages.
Higgins and Associates LLC makes no guarantees, warranties, or representations regarding the success or effectiveness of any course or content. Individual results and experiences may vary based on personal circumstances, effort, and application. We do not warrant that any particular outcome will be achieved or that the information provided will meet the user’s expectations or needs.
All content provided through our courses, including but not limited to text, graphics, images, videos, and software, is the exclusive property of Higgins and Associates LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. Unauthorized use, reproduction, or distribution of any content is strictly prohibited.
References to specific products, services, or organizations within our courses do not constitute an endorsement or recommendation by Higgins and Associates LLC. Any opinions expressed are those of the individual authors and do not necessarily reflect the views of Higgins and Associates LLC.
Higgins and Associates LLC reserves the right to modify, update, or discontinue any course, content, or service at any time without prior notice. We do not guarantee that any course or content will remain available or unchanged.
Our courses may contain links to third-party websites or resources. Higgins and Associates LLC is not responsible for the availability, accuracy, or content of such third-party websites and does not endorse or make any representations regarding them. Accessing third-party websites is at your own risk.
This disclaimer and any legal issues arising under it shall be governed by and construed in accordance with the laws of the State of CO, without regard to its conflict of law principles. Any disputes or claims arising out of or related to this disclaimer or the use of our courses shall be exclusively resolved in the state or federal courts located in CO, USA
You agree to indemnify, defend, and hold harmless Higgins and Associates LLC, its officers, directors, employees, agents, affiliates, and licensors from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or related to your use of our courses, content, or services, or your violation of any terms or conditions herein.
For any questions or concerns regarding this disclaimer or our courses, please contact us at:
Higgins and Associates LLC
14 Inverness Drive East
Suite F-124
Englewood, CO 80112
303-708-9846
khiggins@higgins-and-associates.com
